TCX
TruClaimX
The national claims intelligence network for commercial vehicles.
TruClaimX transforms isolated insurance claims into structured, VIN-linked intelligence. Every carrier contributes. Every carrier benefits. Fraud detection, underwriting, and resale transparency converge on a shared truth layer.
1.2M+
VIN-linked events
38
Carriers in pilot
94.7%
Structured field coverage
$2.1B
Mapped claim payouts
01 · The Network
One VIN. Every carrier. One source of truth.
Insurance has always been siloed. Each carrier sees only what passes across their own desks. TCX provides the connective layer: a structured, consent-governed network where every approved claim becomes part of a permanent VIN-linked intelligence record.
Carrier-private workspaces
Drafts and internal notes never leave your tenant.
Shared intelligence layer
Approved claims feed the national network.
VIN-resolved truth
Every event resolves back to the vehicle.
02 · Workspace
The adjuster's command surface.
Claim · TCX-24-0001847
VIN · 1FUJGHDV8CLBP1234VIN Intelligence
2021 · Freightliner Cascadia
Prior claims3
Prior payouts$284k
Risk score78
TCX events2
Damage Classification
Rollover
Severe
Cab
Roof
Left side
—
Damage Zone Mapper
AI Intelligence
- Possible structural damage inconsistency detected.
- Prior rollover event exists for this VIN (2023).
- Multiple claims across carriers in 18 months.
03 · Intelligence
Structured ontology, not freeform chaos.
Every field strengthens fraud detection, underwriting models, and resale transparency. TCX rejects unstructured claim soup. The workspace is opinionated by design.
Damage taxonomy
10 root types, severity scaled, zone-resolved.
Financial integrity
Estimates, payouts, salvage, total-loss flags.
Evidence binding
Photos and documents tagged to zones and severity.
Fraud signals
Cross-carrier VIN activity and payout anomalies.
04 · Carriers in network
GEICO
Progressive
State Farm
Travelers
Liberty Mutual
Nationwide
Allstate
USAA
Farmers
American Family
Erie Insurance
Auto-Owners
The Hartford
Chubb
AIG
Zurich
CNA
Berkshire Hathaway
Great West Casualty
Sentry
Protective Insurance
Old Republic
Hallmark
Markel
GEICO
Progressive
State Farm
Travelers
Liberty Mutual
Nationwide
Allstate
USAA
Farmers
American Family
Erie Insurance
Auto-Owners
The Hartford
Chubb
AIG
Zurich
CNA
Berkshire Hathaway
Great West Casualty
Sentry
Protective Insurance
Old Republic
Hallmark
Markel